Coordinating Personal Injury Medical Bill Payments with an Experienced Attorney
At the Law Office of Samuel I. Kane, P.A., our Las Cruces, New Mexico personal injury attorneys do more than protect our clients’ rights while pursuing a claim on their behalf.
We focus on easing the complete burden the accident has caused, including the stress of mounting medical bills that result from their injuries.
While your personal injury claim is being investigated, researched, negotiated, or taken to court, we will create a strategy to coordinate your personal injury medical bill payments, so you can focus on healing.
What is the Best Approach to Paying My Medical Bill After a Personal Injury?
When our clients are hurt by a negligent driver in a car accident, motorcycle crash, or truck collision, their injuries are going to require immediate and ongoing medical care. Severe injuries will require extensive care, which can last for weeks, months, or even a lifetime.
Our Doña Ana County personal injury attorneys know that mounting medical bills cause severe stress to our injured clients, especially when they are unable to work because of their accident.
With our experience and precise approach to delivering results for our clients, we guide each injury victim through the best medical bill payment process available for their unique case.
Those options can include:
- Private Health Insurance
- Medical Payment Insurance
- Personal Injury Protection
- Attorney Liens
- Out of Pocket
Private Health Insurance
Health insurance is the first line of defense for countering medical bills that are incurred after an injury.
Our skilled personal injury attorney in Las Cruces wants each of our clients to understand that their claim must cover their complete injury needs, which is difficult to determine until we know how the accident injuries will affect your life going forward.
That takes time.
If you have health insurance, be sure to provide each medical professional visit with your credentials, so you are getting the coverage you deserve. Our staff will provide the support you need to outline the costs associated with your care, as well as the deductibles, outstanding balances, or out of pocket costs incurred, so we can incorporate those figures into your claim.
Medical Payment Insurance
Medical Payment Insurance is optional coverage that can be purchased with a car insurance policy in New Mexico.
The coverage must be chosen by the insured, with benefits ranging from $1,000 to $100,000, depending on the policy options they have chosen.
Med Pay has several advantages for the injured person, including zero deductibles and their choice of physician networks.
The downside to Med Pay is that in some cases you may be required to reimburse your insurance carrier after settling your claim with the at-fault driver’s insurance company.
Personal Injury Protection
Personal Injury Protection is supplemental insurance coverage that helps pay for medical after our clients are injured in an accident. The coverage goes beyond Med Pay and covers medical bills and lost wages or services.
When our clients lack insurance coverage that will allow them to seek the best medical care available for their injuries, our attorneys can provide contact information for physicians who are willing to provide care now for payment later. This allows our clients to get the care they need without paying the expenses out of pocket. Their medical bills will be paid using the necessary portion of their settlement or jury verdict.
Out of Pocket
The very last option is paying for your medical care out of pocket. Our personal injury attorney in Las Cruces understands that paying for injury expenses out of pocket is a financial burden — especially when our clients are unable to work because of their injuries.
Like most things, accidents may require some out of pocket resources to ensure the injured is getting everything they need to advance their recovery — even when insurance is a factor. We can help document those costs, and each additional expense you have incurred, so it is included in our claim and you are made whole again.
If you have been hurt in an accident, contact our Las Cruces personal injury attorneys at the Law Office of Samuel I. Kane, P.A., at 575-526-5263 to gain the experience and confidence you need to account for each of your medical expenses, lost wages, and additional financial requirements while we pursue the best outcome available for your unique claim.