Uninsured/Underinsured Motorist (UM/UIM) Coverage: Why It Matters in an Auto Accident

You’re sitting at a stoplight when a car plows into you from behind. The driver apologizes—then admits they don’t have insurance. Or worse, they speed off before you can even get a license plate number. For too many New Mexico drivers, that moment turns a simple fender bender into a financial nightmare. Medical bills pile […]